The fire was last January. The check still hasn't cleared.
Filed Dec_29_2025 in the U.S. District Court for the Central District of California, Arhinful v. State Farm General alleges the carrier withheld $319,881.12 in benefits, delayed environmental testing for ten months, and labeled major contractor estimates 'not warranted' — relying on Xactimate pricing whose own end-user agreement disclaims accuracy after widespread disasters.
“State Farm continues to withhold at least $319,881.12 in benefits, including remediation costs and additional living expenses, and the residence remains uninhabitable nearly a year after the fire.”
Dec_29_2025 · C.D. Cal.
Palisades Fire · Jan_7_2025 · 6,837 structures destroyed
$319,881.12 in remediation + ALE benefits
Environmental testing · 10 months unstarted
Xactimate pricing without surge-pricing adjustment
CDI Market Conduct Examination opened · Jun_2025
ON_THE_RECORD2025